How Secure Is It When Buying Online?

Given the number of transactions per day online this is a very good question recently asked by one of my readers. It is also quite timely as my debit card was cloned a couple of
weeks ago from an online purchase so let me try and help you understand how it works.

Firstly, when you are buying something online, make sure the comp0any you are buying from is legitimate and trustworthy. Many companies now accept payment via PayPal and this is fairly secure however, in recent months we have seen the rise of the false payment
window where a scammer has created a false webpage identical to the PayPal one and asked you for the information. This it appears is what happened to me.

So what can you do about it? Really it is quite simple, when you are entering a payment page online, the address line will change slightly and instead of having “http://” you will see that it changes to “https://” indicating that this is a secure area. There will also be a wee gold padlock symbol in the address bar showing you who the company is. If this does not appear then it is not really safe to input your details. You can also set up a “Verify By Visa/Mastercard” setting so that when you go to pay anything, the website will divert you to enter your verification password, this prevents any fraudulent activity on your account and many sites are now using this as part of the payment process.

You should also check the Privacy Statement for the website you are using, this will explain how they are using your data, where and how it will be stored and how to contact them about your information.

The sort of things to be aware of are the sites where you are asked to input personal information or bank details where there is no “https://” in the address line. It does not mean they are not secure but it does mean they are not using a secure payment site and this was my downfall. I needed to get an update for my SatNav and used a site which did not have the https but felt that having read the information relating to the payment it would be safe. Three days later, the night before I was going on holiday, my account was relieved of over £1400….. The bank felt this was unusual and blocked my account until I had contacted them to clarify what had happened. They sent me an email asking me to call them, if you ever get one asking you to fill things in online just delete it, it is a scam! Once
I had called them we started to unravel the fraud and I eventually got my account back a week later.

About KPG Professional Services

Kevin has been working in the Data Protection field for over 20 years with The Post Office, Royal Mail Marketing, The Royal Bank of Scotland and Glasgow Housing Association Ltd. He is also trained in the Freedom of Information (Scotland) Act 2002 and has supplied expertise and support in this discipline for the past 4 years. In his leisure time Kevin is a presenter on Hospital Radio, an SRU rugby referee and referee coach and also the stadium announcer at McDiarmid Park for his team St Johnstone in the Scottish Premier League.
This entry was posted in Data Protection, Email, Fair Processing, Information Security. Bookmark the permalink.

1 Response to How Secure Is It When Buying Online?

  1. Lise Kakeh says:

    Hello Webmaster, I noticed that is ranking pretty low for some keywords, this may be due to the new Google Panda update, or it could be due to a variety of other factors. I’m sure you already know about On-page SEO, where Google cares highly about proper formatting of various H1/H2/H3 tags, having your main keyword appear in the beginning of your post and having your post end with the keyword, along with having keyword related alt tags and very relevant LSI. However, you do not seem to have the proper Keywords or relevant Keywords in your posts and in the website. Right now you need a tool or plugin that will allow you to check on Keyword insights, search trends and check for backlink analysis and to find out your Keyword competition. To find a Keyword Plugin that combines both Keyword Research and has the ability as a Rank Checker is what WordPress Seo Keyword, please check out our 5 minute video.

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s